Ravi Fernandes

Ravi Fernandes added blog Other
2025-09-01 13:04:44 -

How to Fill and Submit Form 15G Online for Bond Interest
On a breezy afternoon, Aaliya sat at her kitchen table with a cup of tea and a puzzled look. The interest from her bonds kept landing short of expectations. Her cousin Neel said the issue might be tax deducted at source and that there is a simple digital route to request no deduction when you are eligible. He asked her to write one phrase on a sticky note, 15g form online, because that is...

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Ravi Fernandes added blog Other
2025-08-29 06:47:39 -

How to Invest in Government Bonds for Long Term Stability
If there is one instrument that most people agree brings stability to a financial plan, it is the government bond. These securities are issued by the sovereign and carry the lowest credit risk you can find. You lend money to the government, and in return you get interest at fixed intervals plus your principal when the bond matures. The formula has not changed for decades, and that is why they...

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Ravi Fernandes added blog Other
2025-08-26 07:21:37 -

Debentures vs Bonds: What’s the Difference and Which Is Better?
When friends ask me about the difference between debentures and bonds, I start with the basics. Both are promises to repay: I lend money to an issuer today and receive periodic interest plus principal on a scheduled date. In Indian practice, “bond” is the broader umbrella. “Debenture” is a specific kind of corporate debt—most commonly the Non-Convertible Debenture...

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Ravi Fernandes added blog Health
2025-08-21 13:38:16 -

How Are Corp Bonds Issued
On a drizzly morning in Nagpur, Zoya met her uncle Raghav at a tea stall and asked how a company turns a plan into money from savers. He said the steps are like a school assembly. Everyone has a role and timing matters. By the end of this cup you will know how corporate bonds are issued, and you will see how investors who like corp bonds can join the line with confidence. What a bond...

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Ravi Fernandes added blog Other
2025-07-16 07:13:07 -

Why You Should Invest in Government Bonds?
When it comes to growing your money, not every path needs to be exciting. Sometimes, what you really want is something that simply works — without the worry of losing sleep. That’s where government bonds come in. They may not make headlines every day, but they offer something far more useful: stability. More Indians are starting to take notice, and for good reason. A sense...

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Ravi Fernandes added blog Other
2025-06-27 06:35:45 -

How to Buy Bonds Online in India?
If you’ve ever thought about building a safer investment plan, bonds might already be on your radar. They’re not flashy but they offer something many people quietly look for—stability and steady returns. With everything now moving online, even bond investing has become more accessible than ever. So let’s talk about it. No jargon. Just a simple explanation of how to...

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Ravi Fernandes added blog Other
2025-06-18 05:04:43 -

Everything You Should Know About Green Bonds
A couple of weeks ago, I was catching up with Priya, a friend who’s passionate about eco-friendly living and smart investing. She’s got some savings in stocks and mutual funds but wants her investments to reflect her green values. “I heard about green bonds,” she said, munching on a dosa. “What are they, and are they a good fit?” It’s a question...

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Ravi Fernandes added blog Other
2025-06-11 09:55:44 -

How do the power steering and gearbox enhance handling in the TATA LPT 810?
The TATA LPT 810 is highly popular for its exceptional reliability and handling, making it a preferred choice for fleet operators in urban areas. Let us examine how these two components contribute to the overall handling of this vehicle, ensuring a smooth and efficient driving experience: Integral hydraulic power steering The TATA LPT 810 power steering system gives...

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Ravi Fernandes added blog Other
2025-06-09 11:55:33 -

Why the TATA Xenon X2 SC is a reliable pickup truck for daily use?
In Morocco, daily operations across different industries often depend on vehicles that can perform consistently. The TATA Xenon X2 SC is one such pickup truck that caters to this with strength and dependability. You can use it in agriculture, delivery services, or trade. This pickup can easily meet your expectations. Here is why the TATA Xenon X2 SC is a reliable pickup truck for daily...

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Ravi Fernandes added blog Other
2025-05-28 10:20:40 -

How to Calculate Bond Yield: Tools You Need?
When you invest in bonds, it is important to understand the returns you will earn from them. While the interest rate on the bond (known as the coupon) is a key part of the return, the real measure that helps you compare bonds is the bond yield. This tells you how much you are earning based on the price you pay for the bond. In today’s growing space of bonds in Indian market, knowing...

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