Cash Deposit at Retail Locations

Chime has partnered with thousands of retail locations nationwide, such as Walgreens, CVS, Rite Aid, and Walmart, allowing you to deposit cash into your Chime account. This service is available through the NetSpend Reload Network. places to load chime card

To deposit cash:

• Open the Chime app and go to "Move Money", then select "Deposit Cash".
• Find a nearby participating retail location.
• Take your cash and the barcode provided by the app to the store.
• The cashier will process the deposit, and funds will be available on your Chime Card almost instantly.

There is typically a small fee for cash deposits through this network, which may vary depending on the retailer.

d. Reloading via Third-Party Services

In addition to retail stores, you can also use third-party services like GreenDot or MoneyPak to add funds to your Chime account. These services work similarly to the cash deposit method but may have different fees or procedures depending on the service you choose.

To reload funds:

• Visit a participating retailer or use an online service.
• Follow the instructions for transferring funds to your Chime account.
• Check your Chime balance to confirm the funds were added.

3. Instant Transfers and Fees

Most transfers to your Chime account are free, except for certain services like cash deposits at retail locations or reloading through third-party services, which might carry small fees.

For example:

• Direct deposits are free and typically available within one or two business days.
• Bank transfers are free, but they can take several days to complete.
• Cash deposits may incur a small fee depending on the location.

Chime does not charge monthly fees, no overdraft fees, and no ATM withdrawal fees within their network. However, be aware that ATM withdrawals outside Chime's network may incur fees, which you can avoid by using a partner ATM network.

4. Monitoring Your Chime Balance

After loading funds onto your Chime Card, you can track your balance and recent transactions through the Chime mobile app or website. You’ll receive real-time notifications whenever a transaction is made, which can help you stay on top of your spending and maintain a budget.

Chime also provides the ability to set up automatic savings features, like rounding up purchases to the nearest dollar and saving the change, or automatically saving a portion of your income into a savings account.