How to Transfer Money from Cash App to Venmo Without Bank – 2025 Guide

Both Cash App and Venmo are popular peer-to-peer (P2P) payment apps in the U.S. But many users often wonder: How do I transfer money from Cash App to Venmo without using a bank account?

Since there’s no direct link between the two apps, you’ll need to use alternative methods. The good news? It’s absolutely possible. In this guide, we’ll show you the easiest ways to move money between Cash App and Venmo without a traditional bank account.

✅ Why Transfer Without a Bank?

Some users don’t want to link a bank account for privacy reasons, while others simply don’t have one. Thankfully, Cash App and Venmo both offer options like debit cards and prepaid cards that make transfers possible without banks.

🔹 Methods to Transfer Money Without a Bank

1. Use Your Cash App Card on Venmo

Cash App provides a free Cash Card (Visa debit card) that acts like a bank card.

• Order and activate your Cash Card in Cash App.

• Open Venmo > Settings > Payment Methods > Add Card.

• Enter your Cash Card details.

👉 Now you can use your Cash App balance directly on Venmo as a payment source.

2. Send Money Through a Trusted Friend

If you have a friend or family member who uses both apps:

• Send them money via Cash App.

• Ask them to forward the same amount to your Venmo account.

This is a simple and fast method, but only works if you trust the person.

3. Use a Prepaid Debit Card

• Link a prepaid debit card to your Cash App and withdraw funds onto it.

• Add the same prepaid card to Venmo as a payment method.

⚠️ Note: Not all prepaid cards work—check compatibility before choosing one.

4. Pay Yourself via Venmo Request

You can request money on Venmo and pay with your Cash App Card:

• Use a second Venmo account (your own or a friend’s).

• Send a payment request on Venmo.

• Pay it using your Cash App Card.

This effectively moves your Cash App balance into Venmo.

⚠️ Things to Remember

• Fees: Card payments or instant transfers may include a small fee (1.5%–3%).

• Limits: Both Cash App and Venmo have sending and receiving limits that vary by verification level.

• Verification: To avoid transfer errors, make sure your identity is verified on both apps.

🔑 Key Takeaway

While there’s no built-in transfer button between Cash App and Venmo, you can still move money without a bank account using:

• Your Cash App Card,

• A prepaid debit card,

• Or a trusted middle person.

Among these, the Cash App Card method is the fastest and most reliable way to move money between the two apps in 2025.

👉 Pro Tip: Always keep your Cash App Card activated—it makes linking with Venmo smooth and avoids delays.